FIX AND FLIP
LONG-TERM RENTAL
SHORT-TERM MULTI
LONG-TERM MULTI

LENDING CRITERIA

Loan Term
Min. Loan Amount
Min. Property Value
Max. Loan Amount
LTV
Min. FICO
Property Types
Prepayment Penalty
Loan Term
12 - 18 Months
Min. Loan Amount
$50k
Min. Property Value
$100k
(Minimum ARV)
Max. Loan Amount
$2M
LTV
Up to 90% of the Purchase Price + 100% of Rehab Costs; Not to Exceed 75% of the ARV
Min. FICO
660
Property Types
Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes
Prepayment Penalty
N/A
FIX AND FLIP
Loan Term
30 Year Loan
Min. Loan Amount
$55k
Min. Property Value
$100k
Max. Loan Amount
$2M
LTV
Purchase: The Lesser of Up to 80% of As-Is Value or Up to 80% Loan-to-Cost; Refinance: Up to 80% of the As-Is Value; Cash-Out: Up to 75% of the As-Is Value.
Min. FICO
660
Property Types
Non-Owner Occupied 1–4 Family Real Estate; Condos; Townhomes
Prepayment Penalty
0 to 5 Year Prepayment Options Available
LONG-TERM RENTAL
Loan Term
12 - 18 Months
Min. Loan Amount
$100k
(Minimum As-Is Value)
Min. Property Value
$250k
Max. Loan Amount
$2.5M
LTV
Stabilized Bridge: Purchase: Up to 75% of the As-Is Value Refinance: Up to 70% of the As-Is Value Cash-Out: Up to 65% of the As-Is Value
Fix & Flip: Purchase: Up to 80% of the Purchase Price + 100% of Rehab Costs Refinance: Up to 75% of the As-Is Value + 100% of Rehab Costs Cash-Out: Up to 70% of the As-Is Value + 100% of Rehab Costs
Min. FICO
660
Property Types
Multi-Family Apartment Buildings (5+ Units); Mixed-Use Buildings (Residential Space Must Represent 70%+ of the Property's Total Square Footage)
Prepayment Penalty
N/A
SHORT-TERM MULTI
Loan Term
30 Year Loan
Min. Loan Amount
$100k
Min. Property Value
$40k (Per Unit)
Max. Loan Amount
$2M
LTV
Purchase: The Lesser of Up to 70% of As-Is Value or Up to 70% Loan-to-Cost; Refinance: Up to 70% of the As-Is Value; Cash-Out: Up to 65% of the As-Is Value
Min. FICO
680
Property Types
Multi-Family Apartment Buildings (5+ Units) Up to 9 Units
Prepayment Penalty
0 & 5 Year Prepayment Options Available
LONG-TERM MULTI